Help from external organisations
There are many organisations that can offer help and advice on debt problems and benefits:
Money Helper: offers free, impartial guidance that’s backed by government.
Citizens Advice Bureau: offers advice on debt problems and a wide range of other topics.
National Debt Line: can discuss debt problems with you over the phone and explain the options available.
Age UK: information on income and benefits for older people.
Step Change: free, confidential advice over the phone on everything from budgeting ideas to practical debt management plans.
Advice UK: UK's largest support network of free, independent advice centres.
BOOM Credit Union: a credit union offering low cost, ethical financial services, including a range of flexible loans from as little as £250, with no early repayment penalties.
You can also get information and advice on benefits from the government website
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